In order to invest, you will need cash available to make your investments. If you don't have cash available in your account to invest...
Investing in Drops:
Purchases are debited from your in-app cash account. If there are not enough funds in your in-app cash account for the purchase, a transfer will be initiated from your linked-bank account to cover the purchase. Transfers from your linked-bank account typically take 3-5 days to complete.
Investing through Trading:
Buys are debited from your in-app cash account. You will not be able to place a buy trade for more than you have in your in-app cash account. You can fund your in-app cash account by navigating to Cash Transfers in Settings and initiating a transfer from your linked bank account.
If you have any questions about how Otis works or your Otis account, please don't hesitate to give our support team a shout on the app or via email at [email protected].